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Denna uppsats undersöker informationsasymmetri på den svenska bilförsäkringsmarknaden. Genom att använda kunddata från Länsförsäkringar Upp- sala analyserar studien korrelationen mellan täckning och risk. Två logit- modeller estimerar effekten av att en ökad grad av försäkring leder till större sannolikhet för skadeanmälan. Tillsammans med dessa estimeringar kontrollerar vi för att olika försäkrin
Avsmak i fisk odlad i recirkulerande akvatiska system (RAS) är en problematik som har påverkat fiskodlare runt hela världen. Företaget Gårdsfisk upplever sensoriska skillnader i produktionen mellan deras två anläggningar. Samtidigt vill de kunna kontrollera de sensoriska skillnaderna mellan dagar då fisken spenderar i reningsbassäng. Detta är anledningen till att företaget Gårdsfisk bad om att få
Cancer is a widespread and commonly fatal disease in constant need of new treatments. Traditionally, new pharmaceuticals have been tested in 2D models. This is not ideal, as 2D environments do not reflect the in vivo milieu of the cells. Instead, it has been increasingly suggested to implement 3D models, which are thought to be more predictive of in vivo responses to treatment. It has been shown t
Within the start-up ecosystem, young and small firms often face a significant challenge by acquiring external capital, the so-called funding gap. A trend throughout the recent years was, (and still is), the geographical clustering of financial institutions and investors in financial concentrated areas, which are referred to as financial centers. Those areas create huge disparities between differen
Morality and morally charged decision-making is a fundamental part of work conducted in any human service organization. Social workers employed in these organizations are tasked with evaluating whether their clients are eligible for social assistance. This evaluation process is tied to the client’s moral behavior, social condition and economic situation. While the laws and guidelines regulating th
This thesis is done in collaboration with Nordea Corporate Finance. It was borne out of the need to examine the effect single sourcing acquisition deals has on value creation for acquiring shareholders. A short-term event study methodology with varying event windows was employed to empirically test this effect. The sample is made up of 69 M&A deals involving non-financial firms listed on Nasda
Following the increasing number of climatic shocks and disasters, the poor and most vulnerable are disproportionately affected as their already exposed situation becomes further worsened. The gendered impacts of climate disasters have demonstrated how women and girls vulnerable position is exacerbated in relation to existing socio-cultural norms and inequalities, making them one of the most vulner
Biopolymers are being considered as a promising alternative to fossil-based polymers and this inclination towards biopolymers is due to their lower environmental impact owing to their origin from renewable resources. The environmental impact assessment, however, often does not consider the impact of barrier properties of polymers and the resulting differences in food waste generated in the supply
At present, social media platforms pay more and more attention to convey sustainable concepts to users, and at the same time, gamification is a popular interaction approach to attract users, then the purpose of this research is to explore how to leverage gamification into social media to make users sustainable, and the target audiences are the enterprises of social media. The entire study is a des
Despite that freight transports account for a notable and increasing share of global greenhouse gas (GHG) emissions, previous studies have identified that buyers of freight transport services often do not engage sufficiently to reduce emissions from the freight transports they purchase. An aspect that has not been adequately investigated, however, is how transport purchasers are influenced by new
Distansarbete har senaste året blivit allt mer aktuellt som en följd av att minska smittspridningen av covid-19. Det blir därför av intresse att i denna uppsatsen undersöka vad som händer med den uppleva samhörigheten på distans och om det går att upprätthålla den utan att träffas fysiskt. Syftet är därför att med uppsatsen bidra med ökad förståelse för hur personer upplever samhörighet i samband
Utrymning i sjukhus ställer speciella krav på brandsystem och byggnader då sjukhus ofta är stora och komplexa byggnader med många människor med olika förutsättningar. Där befinner sig personer i alla åldrar, personer med diverse nedsatt rörlighetsförmåga samt nedsövda personer som behöver assistans av anställda för att kunna utrymma byggnaden. Patienter som behöver assistans vid transport kan ta eEmergency evacuation in hospitals sets special demands on fire protection systems and the construction of the building since hospitals often are large and complex buildings. People and patients of all ages, with reduced mobility, and anesthetized people who are not capable to evacuate without assistance are often present. The procedure of evacuating a hospital is therefore not an easy task. The pu
The aim of this study has been to shed light on former criminals' experiences of their own reintegration into society, and to gain a better insight of how social services and probation services has played a part in that process. The study is based on eight semi structured interviews with former criminals’ who are currently active in the organisation KRIS. In order to analyze our empirical mate
Exchange Traded Funds are known as a relatively recent financial innovation and have been gaining investors' interest in recent years. The performance of ETF in comparison to other benchmarks is still the central concern when investors make an investment decision. This thesis conducts empirical studies in the US market, using the Mean-Variance portfolio optimization, to construct optimal portf
The purpose of the study has been to examine how people on the three most popular dating sites for young adults in Sweden are presenting themselves in the digital landscape. People can present themselves in many ways and this study has mainly focused on the visual presentation. It has reviewed to what extent young adults emphasize their bodies on different dating sites. The study has reviewed a to
Care is a fundamental need to all human children, in all cultures and through all of human existence. While child care is universal, its practices are cultural-specific. Inspired by this cultural differentiation, this study explores the universal social phenomenon of human child care in an evolutionary, historical and cultural perspective in a theoretical framework of feminist anthropology and the
Due to the COVID-19 pandemic and an increasing demand for distributed work, virtual teams emerge in workplaces at an increased rate. A common factor of performance in virtual teams are the levels of trust, which is tightly interlinked with both communication and leadership. Researchers are looking for new ways of looking at virtual leadership, and some have begun looking at virtual worlds for insp
Digital financial services have long been known as key tools in increasing women's financial inclusion, independence, and social mobility. However, the exact method in how these services should be most effectively deployed is still up for debate. Women have continuously been excluded from the financial sector, in large part due to restrictive cultural and gender norms inhibiting their independ
