The main purpose of this thesis is to emphasize the importance of managing credit risk in commercial banks. Therefore, I investigate one of the most important issues that appear in the banking sphere – the risk-return trade-off. The key suggestion of the study is examining the distribution of the return on shareholders’ average equity across banks using the quantile regression model. Accordingly,

In the digital age, encounters between librarians and library users take place not only at the library, but increasingly on the web. Therefore, it is of importance that libraries reflect upon how they relate to users in the web environment. The purpose of this Master’s thesis is to discern patterns regarding how librarians at the three largest public libraries in Sweden relate to users on library

Syftet med denna studie var att undersöka hur kommunpolitiker upplever sin psykosociala arbetsmiljö. Detta gjordes genom sex kvalitativa, semistrukturerade intervjuer med heltidsarvoderade kommunpolitiker i två sydsvenska kommuner. Den insamlade datan analyserades med utgångspunkt i grundad teori, och kategorier som beskrev politikernas upplevelse konstruerades. En slutsats av studien var att den

This study analyzes the relationship between foreign trade and economic growth in Turkey during the last three decades while particularly observing distinctive feature of the last decade in terms of economic growth-foreign trade relationship. The study adopts two main methodological approaches. The first approach includes two econometric analyses based on VAR and VEC models regarding periods 1987:

Utgångspunkt för denna uppsats har varit en fransk journalistisk text som handlar om tarmflorans betydelse för människans hälsa. Uppsatsen består av två delar: en översättning av källtexten och en analys. Den sistnämnda delen inleds av en källtextanalys som utgår från Hellspong & Ledins handbok i brukstextanalys Vägar genom texten. Efter en diskussion av lämpliga översättningsstrategier basera

Detta arbete syftar till att presentera Fosie församlings prästers syn på kyrklighet i den samtida stadsdelen. Vilken inverkan föreställer sig prästerna och personalen att klass och plats har på församlingsbornas religiösa aktivitet, med barndop som speciellt undersökningsområde? Fokuseringen på prästernas tankar och erfarenheter bidrar till att öka förståelsen för kyrklighet och dopfrekvens i en

Somalia piracy has its effects on the sea, off the coast of Somalia and in the wider Indian Ocean. However, the source of the problem has its roots on the Somali land. Economic hardship, absence of an effective government and law enforcement are the driving force of piracy. External interference to the Somali land by the colonial powers and some other African states urged the Somaliland into polit

Syftet med denna studie var att beskriva om personbedömningar av värmegenskaper (vänlighet, social kompetens), kompetensegenskaper (intelligens, noggrannhet) samt anställningslämplighet varierar beroende på om personen som bedöms är fysiskt attraktiv eller fysiskt oattraktiv och om bedömaren varnas eller inte om attraktivitets implicita påverkan på personbedömningar genom haloeffekten. En fiktiv pThe purpose of this study was to describe if judgments of individuals characteristics of warmth (kindness, social skills), characteristics of competence (intelligence, carefulness) and hiring suitability vary depending on if the person being judged is physically attractive or physically unattractive and if the judge is warned or not about the implicit effect of attractiveness on judgment of indivi

Economic contacts between countries have steadily increased over the years. This in part reflects the rapid growth of international economy and the increased investment in several countries. These international business activities have led to the formation of a group of company conducting business activities in two or more countries, which is known as MNEs or multinational enterprises. Nowadays

Jag har i denna uppsats analyserat ett antal åtgärders effekter på den svarta marknaden i Sverige. De åtgärder jag har analyserat är både sådana som redan har införts i Sverige och tänkbara framtida åtgärder. De redan genomförda åtgärderna är avdrag för hushållsnäratjänster och byggnadsarbeten alltså de så kallade rot och rut avdragen. Jag har även tittat på de jobbskatteavdragen som har införts o

The debate about ECT- treatment for depression has got a lot of attention in the media during the past 10 years. There are several actors involved in the debate, but we have chosen to look more closely at how patients' and the professionals' arguments look like. Our intention of writing this work was to investigate how patients' and professionals' views on electroconvulsive therapy

HIV/AIDS puts people in many disadvantages such as losing health, losing income and reducing life expectancy. However, another grave problem of people living with HIV/AIDS (PLHAs) is HIV-related stigma. Stigma makes their lives worse in many aspects materially, physically and mentally. This serious matter, unfortunately, exists and requires great efforts to deal with. This essay aims at providing

Syftet med denna undersökning är att granska registrering av domännamn under den svenska toppdomänen .se. Uppsatsen har för avsikt att ge en övergripande insyn i ett aktuellt ämne och analysera problematiken med lagstiftning och regelverk. Uppsatsen har i första han genomförts genom studier av regeringens propositioner, gällande lagtext samt praxis. I andra hand har relevant litteratur använts, inThe aim of this thesis is to investigate the registration process and regulation of domain name registration with the national top domain .se. The thesis intends to provide an overview of a contemporary topic and analyze issues regarding the regulatory framework. It is primarily based upon governmental propositions, applicable legislation and jurisprudence. Secondarily is relevant literature used,

This essay investigates influence of obesity on labour market outcomes – earnings per hour and hours worked per week - across two geographical groups of European countries in a sample of elderly people of 50 years old and over. A method of lagged BMI with control for unobserved country specific effects is used. Results obtained are statistically insignificant, which could be due to a small sample

Analyzing Thailand’s competitive advantage in ASEAN after Asian crisis in 1997 is vital for a nation’s economic development in the region where the neighborhood could be both complementary and hostile. Utilizing Porter’s diamond model with the quantitative approach has concluded that Thailand is ranked as the third-most competitive nation in ASEAN. Malaysia is identified as Thailand’s most awful c

Abstract of thesis (max 8000 characters)

The purpose of this study is to describe and compare the corporate governance strategies of Swedish private and governmental VC firms. This study uses a qualitative abductive method and conducts five case studies. The authors formulizes a framework based upon Beuselinck et al. (2007). The empirical data comes from five interviews conducted with investment managers from two private and three govern

The purpose of this thesis is to describe and analyze the motives for investments with special focus on the impact of taxation and implementation of tax incentives in tax systems of Turkey and China depending on the related literature of books , articles , the laws of the both countries and empirical results.