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Weight of evidence (WOE) transformation has been used for several decades in the credit industry. However, despite its widespread use, it has, surprisingly, been an overlooked approach in published literature. In this paper, we, therefore, investigate what effect WOE transformation has on the discriminatory power of a credit-scoring model. Our results suggest that using WOE transformation with log

Abstract Background: There is growing concern in Sweden about health inequity and unequal access to traditional primary healthcare among different socio-economic groups, predominantly immigrants. The use of information and communication technology in the health sector has been suggested as a potential tool to overcome healthcare accessibility and equity. Digital primary healthcare in Sweden was in

The purpose of this master’s thesis is to examine on how three museums in Skåne uses human remains from their collections in pedagogical work with children. With the help of interviews with staff members and observations in the museum exhibitions, text and image analysis, the human remains are closely observed. Furthermore, the analysis part of the thesis uses the theoretical viewpoint of mat

While covid-19 has limited our travels, so many people around the world travel for professional purposes whether they work for a large corporations, on oil rigs, in the military, or in remote research bases. How do these individuals find comfort while they are abroad? After interviewing two different people who travel for professional purposes it was found that accommodation doesn’t provide the be

The purpose of this work is to expand the toolbox of speech language pathologists and give them the ability to redesign a patient’s voice to a healthier sounding one, thereby giving the patient a target voice to strive towards. A modified voice is generated by applying a finite impulse response (FIR) filter, altering the spectrum of the patient’s voice. In order to facilitate the filter design pro

Prior to the adoption of Article 17 of the Directive (EU) 2019/790 on Copyright and Related Rights in the Digital Single Market, the e-Commerce Directive provided hosting liability exemptions for intermediary service providers. In addition, copyright exceptions and limitations were previously optional and their implementation was at liberty of the Member States. Under the new Article 17 Member Sta

Quantum communication has been widely used as an important component in many applications of quantum information science. It is naturally utilised in the fields of quantum optics and photonics. Quantum communication and quantum cryptography have been studied as a popular subject in research for many years. However, most of the quantum-communication devices are oversized and non-portable. This prob

Denna uppsats behandlar den förhållandevis oklara skatterättsliga regleringen av näringsverksamheters avdrag för sponsrings- och klimatkompensationsutgifter. Oklarheterna kan antas påverka skattskyldigas incitament för att ge sådana bidrag och därmed motverka uppfyllandet av Sveriges klimatmål. Uppsatsen utreder också hur HFD har gått och ska gå till väga vid sin tolkning och tillämpning av reglerThis thesis investigates the rather unclear tax regulation regarding expenses for sponsorship and climate compensation. Namely, the unclear aspects can be assumed to affect taxpayers’ incentives to make such contributions and thereby counteract the fulfillment of Sweden's climate targets. The thesis also investigates how SAC has gone and should go about interpreting and applying the regulation

Infrared (IR) spectroscopy has many advantages over optical, one of which is allowing us to see through intergalactic dust, letting us probe deeper into space and dust-dense regions such as galactic centers. However the investigating the IR spectral range is a relatively new field, owing to recent developments in detector technology, and stellar parameter determination in IR is not well researched

Modern emergency management is a demanding profession characterized by accelerated decision- making, dynamic information needs, and complex collaboration to execute mission objectives. Decision support systems in this setting must be suitably optimized in turn, with clear requirements to inform such design. To date, comprehensive approaches to capture these requirements remain underdeveloped, per

Objectives: This study sets out to answer the following research questions: 1. How do Sida and CEDLA problematize poverty and what does this reveal about their underlying development paradigms? 2. What are some of the key promises and challenges of Sida and CEDLA’s differing understandings of capitalism for their use of the MDPA framework in Bolivia? The key areas of focus are the organizations

This essay will portray how articles in Swedish newspapers conveyed the sexual harassments that happened in a festival in Stockholm between 2014-2015 in the context of a media debate on sexual harassment, asylum seekers and police intervention that took place in January 2016. My research question is ”How have three Swedish newspapers dealt with the sexual harassments that took place at the We are

Textile industry is one of the most polluting industries in the world and fast fashion is the unsustainable practice that most consumers are following. Adopting the habit of purchasing secondhand goods can lead to a more sustainable life. However, some people still do not prefer to consume secondhand clothes because of various stigma and barriers attached to it. In order to eliminate the stigma an

En undersökning om stokastisk volatilitet för Forward start optioner, kan också användas för cliquet- optioner. Heston parameteriseringen användes. Det är i klassen AJD, av Duffie-Pan- Singleton

This thesis studies the processing of null objects in the L2 English of two groups with a similar L1 background, Brazilian Portuguese and European Spanish native speakers. Previous research (Alamillo, 2009; Sainzmaza-Lecanda & Schwenter, 2017) reported similarities and contrasts in the two languages regarding null object expression. However, research on null objects lacks a fuller perspective

Clean sources of energy have increasingly gained importance as a means to mitigate climate change. This study analysed the relationship between CO2 emissions, GDP, GDP2, fossil fuel consumption, hydroelectricity consumption, new renewables (solar, wind, biomass) consumption, and biofuels consumption (all variables are per capita) in the context of the environmental Kuznets curve theory in Brazil f

Analysis of peripheral blood smears is commonly used to aid physicians in diagnosing diseases, checking for infections and evaluating the function of organs. One object of interest in such analysis is the presence of red blood cell aggregates called rouleaux. CellaVision's product currently automates the traditionally resource-intensive process of blood smear analysis, which leads to improved

Lunds sjukhusområde är ett stort och avskärmat område mitt i staden. Utemiljön domineras av bilar, hårdlagda ytor och saknar en mångfald av grönska, mötes- och sittplatser. Enligt enkätundersökningar gjorda inför det här projektet upplevs området som ogästvänligt och svårorienterat. Hur kommer det sig att ett område vars huvudsyfte är att läka, lägger så lite omsorg på utemiljön? I projektet före